D A Calder was established in 1976 by David Calder. We are a small team of independent financial advisers based in the centre of Glasgow, working for clients throughout the UK. We work with individuals and companies, providing the same personalised approach to meeting their financial needs.

Gerry Morrison
Gerry is the owner and Managing Director of D A Calder. He began his career in financial services in 1989 and has over 20 years experience as an IFA. He has a specific interest and specialism in helping clients achieve their financial goals by using the most appropriate tools and products available to them. His main areas of expertise include pensions, workplace pensions, investments and general finance planning.

Kirsten Cousins
I’m a Client Relationship Manager with over 25 years in financial services—and for the past 17 years, I’ve proudly been part of this company. My background in mortgages and insurance means I can offer reliable, tailored support to each of our clients, ensuring they receive consistent, top-quality service every time. I’m here to make the process clear, smooth, and stress-free.

Carol Osborne
With over three decades of experience in the financial services industry, Carol has built a broad and varied background across multiple roles having held positions including Administrator, Office Manager, and qualifying as a Financial Adviser in 2012. For the past 10+ years, she has worked as a dedicated Paraplanner, supporting clients and advisers. She joined DA Calder in April 2025. Outside of work, she enjoys travelling with her teenage son, getting lost in a good book, and going to the theatre.

Katie Gallagher
Katie has worked in financial services since 2014, bringing over a decade of experience to her role. She joined DA Calder in 2019 and qualified as a Financial Adviser in 2023. Outside of work, she volunteers as Vice Chair of a local community garden, where she trades financial planning for planting and growing.

Charlene Compston-Cavanagh
With over 13 years in the mortgage industry, Charlene has dedicated her career to helping individuals and families navigate the complexities of home financing. Whether you’re a first-time homebuyer, looking to refinance, or seeking investment property opportunities, she provides personalised advice tailored to your unique financial situation. Charlene is also deeply committed to helping individuals and families protect what matters most – whether it’s their health, income, or loved ones. She prides herself on guiding clients through the world of insurance, breaking down options in a way that makes sense, and ensuring they feel confident in their choices.